Loans

What type of loans do you offer?
We offer: Auto Loans Recreational Loans Personal Loans Home Equity Loans Student Loans through StudentChoice Mortgages Line of Credit Options
Tue, 27 Jul, 2021 at 11:56 AM
Why does my interest vary month to month?
As the months and years go by, the principal portion of your payment will steadily increase, and the interest portion will decrease. That's because inte...
Tue, 27 Jul, 2021 at 11:56 AM
How do I make a principal only payment?
Interest accrues daily on any loan.  Whenever a payment is made, the interest due up to that date needs to first be satisfied and then any remainin...
Tue, 27 Jul, 2021 at 11:58 AM
What is a Line of Credit?
A line of credit is a defined amount of money that you can access as needed and then repay immediately or over a prespecified period of time.
Tue, 27 Jul, 2021 at 11:58 AM
What is a Recreational Loan?
These loans are for any recreational vehicle such as: Campers Boats Motor homes Snowmobiles Personal watercraft Motorcycles All-terrain vehicles (A...
Tue, 27 Jul, 2021 at 12:00 PM
What are the rates on your loans?
Our rates on loans are subject to credit approval and member qualification. You can find our rates here.
Tue, 27 Jul, 2021 at 2:04 PM
How can I make a loan payment to GRFCU from another financial institution?
There are several options for making a loan payment: Set up an automatic ACH transfer by filling out and sending back this form to us. Log into online ba...
Tue, 27 Jul, 2021 at 2:11 PM